Zurich International Life . Your investments are subject to the credit risks of Zurich. Your return on investment choices linked to the Plans are calculated or determined by Zurich with reference to the performance of the underlying funds and is subject to the charges of the policy and therefore may be lower than the return of the corresponding SFC- authorised fund. The investment choices available under the Plans can have very different features and risk profiles; some may be of high risk. For details of the investment choices, please refer to the relevant investment choice brochure of the Plans and the offering documents of the underlying funds. ![]() Meet the Bigfoot Studios Crew. Watch our own very own Meet the Crew webisode series to find out more about the crew and their roles at Bigfoot Studios. The premiums paid by you towards the Plans will become part of the assets of Zurich. You do not have any rights or ownership over any of those assets. Your recourse is against Zurich only. Pacific is designed to be held for a long term period. Partial or full surrender of the policy, Policy Suspension (as defined under the “Glossary” section on page 5 of the Product Brochure of Pacific) or reduction in premium may result in a significant loss of principal and/or bonuses to be awarded (if applicable). Poor performance of the underlying funds may further magnify the investment losses, while all charges are still deductible. With no premium contribution during Policy Suspension, the value of your policy may be significantly reduced due to fees and charges, which are still deductible during Policy Suspension, and your entitlement to the bonuses and the amount of death benefit may also be affected. Futura III is designed to be held for a long term period. Partial or full surrender of the policy, Policy Suspension (as defined under the “Glossary” section on page 5 of the Product Brochure of Futura III) or premium holiday may result in a significant loss of principal and/or bonuses to be awarded (if applicable). Poor performance of the underlying funds may further magnify the investment losses, while all charges are still deductible. With no premium contribution during Policy Suspension or premium holiday, the value of your policy may be significantly reduced due to fees and charges, which are still deductible during Policy Suspension or premium holiday, and your entitlement to the bonuses and the amount of death benefit may also be affected. Vista*, Elite International Bond*, SUPRA Savings and Investment Plan*, Vista Retirement Scheme*, International Wealth Account* and Futura II* are designed to be held for a long term period. Partial or full surrender of the policy, policy suspension (if applicable), premium holiday (if applicable) or reduction in premium (if applicable) may result in a significant loss of principal and/or bonuses to be awarded (if applicable). Poor performance of the underlying funds may further magnify the investment losses, while all charges are still deductible. ![]() With no premium contribution during policy suspension or premium holiday, the value of your policy may be significantly reduced due to fees and charges, which are still deductible during policy suspension or premium holiday, and your entitlement to the bonuses (if applicable) and the amount of death benefit may also be affected. Please note the following regarding the death benefit and the cost of insurance of the Plans (if applicable). Part of the fees and charges you pay that will be deducted from the value of your policy will be used to cover the cost of insurance for the life coverage and any optional benefits you may choose (if applicable). The cost of insurance will reduce the amount that may be applied towards investment in the underlying funds corresponding to the investment choices selected. The cost of insurance may increase significantly during the term of your policy due to factors such as age and investment losses, etc. This may result in significant or even total loss of your premiums paid. Global Settings. These preferences affect both the test itself and many other parts of Speedtest.net. For example, if you change the Speed Measurement setting to.If the value of your policy becomes insufficient to cover all the ongoing fees and charges, including the cost of insurance, your policy may be terminated early and you could lose all your premiums paid and any benefits. You should consult your financial professional for details, such as how the charges may increase and could impact the value of your policy. You should not purchase Pacific or Futura III unless you understand it and it has been explained to you how it is suitable for you. The final decision is yours. Pacific and Futura III are not aimed for sale to nationals, citizens or residents of the United States of America (the . You are recommended to read the offering documents of the Plans and the offering documents of the underlying funds for further details including the risk factors. The offering documents of the underlying funds are made available by Zurich at 2. ![]() ![]()
F, One Island East, 1. Westlands Road, Island East, Hong Kong. Investment involves risks and the values of investments may go up as well as down. Investment returns are not guaranteed. Past Performance is not indicative of future performance.* These products are not available for new application. They are closed for new subscription and cannot continue to be marketed to the public in Hong Kong. ![]() Existing policies are unaffected. This website is prepared and issued by Zurich International Life Limited. ![]() ![]()
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